Climb towards a 750+400+credit score

Ryze Booster is a credit-builder card designed to help you use credit responsibly without a security deposit, interest charges, or revolving debt. You can use it for everyday purchases, settle automatically, and manage your card in the Ryze app.

On-time payments are report to TransUnion. Settling dues with auto-pay keeps your account current so you build positive payment history without carrying a balance.

No, applying for Booster does not use a hard credit inquiry. It uses cashflow-based underwriting from your linked bank data, not a traditional credit pull, ensuring your credit score is not negatively affected.

No. Booster is not a secured card. Your limit is based on your linked checking balance. No deposit required.

Ryze automatically settles your statement balance from your linked bank account. You spend normally and never have to think about due dates.

No. Booster is designed for everyday spending with auto-repayment. You cannot revolve a balance and there are no interest charges.

Your limit mirrors your linked payroll checking balance. Link the account where your paycheck lands for the best limit.

Ryze Booster reports your responsible use to TransUnion.

Many users see progress within a few months of consistent use while staying current on other accounts.

Ryze Booster Card is issued by First National Bank of Lacon pursuant to a license from Mastercard International Incorporated.